81.你是随和的人吗？

科学美国人——60秒科学 Agreeable Persons’ Financial Sense Are you an agreeable person-you know, a nice guy? If so, a logical follow-up might be: how are your finances? And here's why: "Agreeable people have lower savings, they have higher debt, and they're also more likely to go bankrupt or default on their loans." 你是随和的人吗——也就是说，你是好人吗？如果是，那合乎逻辑的后续问题可能是：你的财务状况怎么样？原因是：“随和的人往往储蓄较少，债务较高，而且他们也更可能破产或拖欠贷款。” Sandra Matz, a computational social scientist, thinks a factor could be that agreeable people just don't care much about money. Maybe they pick up the tab more often, or loan money when they can't afford to. They're generous to a fault. 计算社会科学家桑德拉·马茨认为，其中一个原因可能是“老好人”不太在乎钱。可能他们经常替人付账，或在买不起时就选择借钱。他们过于慷慨了。 So how do you get them to wise up? 那要怎样才能让他们觉醒呢？ "So one way we could reframe this is saying, don't care about money just for yourself, but care about it for your family, care about it for the people you love. Because if you mismanage your money it's not just going to affect you, but it's also going to affect all the people you care about, and that you love deeply." “我们可以改变这种情况的一种方法是告诉他们，在意钱并不只是为了自己，而是为了家人，为了你爱的人。因为如果你对自己的钱管理不善，那不仅会影响到你自己，还会影响到所有你在乎的人和你深爱的人。” Which might translate agreeable people's superpower-caring about other people-into better financial sense. 这可能会将“老好人”关心他人的超能力转变为更好的财务意识。