介绍:
本期嘉宾：Terrill Frantz, 北大汇丰商学院教授
阿里系网商银行开业 马云称支付宝的对手是现金。阿里巴巴谋划多年的网商银行25日终于开业。尽管是在去年9月底被获准筹建,但阿里几年前就曾和浙江省政府、建设银行联手想做类似银行,马云在开业仪式上表示,支付宝的对手不是银联visa,支付宝的对手是现金。
Alibaba affiliate Ant Financial Services Group launched an online lender to offer loans to small and medium-sized enterprises.
As one of the first five private banks approved by China&`&s Banking regulator, MYbank has 4 billion yuan, or $644 million US dollars, of registered capital.
Yu Shengfa, president of MYbank says Big data will be playing a key role in MYbank.
"The loan limit to customers will be based on our big data model. Alibaba and Ant Financial have collected a huge database of customers&`& transactions. We will analyze the data, and evaluate the credibility of customers."
For more on this, joining us on the line is Terrill Frantz, assistant professor of Management & Director of Global Development HSBC Business School, Peking University.
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