介绍:
Mary：We need to start saving money for （1）a rainy day.
Rick：Yeah,I know, but we still（2） need to live too. I don’t want to work just to save.
Mary：Well,（3）we can save 20% of all our earnings and put it in the bank.
Rick：20% sounds too high.How about 10%？
Mary: If we start saving and keeping it in the bank now, we’ll have enough money to retire comfortably.
Rick：I don’t think about retirement too often.
It seems so far off in the future.
Mary:If we don’t put money in the bank now, we’ll have to work right up until the day we die. I don’t want to be working when I’m in my 70s.
Rick：I don’t guess so. I never thought about it that way.
Part 1: 知识要点
1. Rainy day ：（穷困的日子）
A：穷困的日子 B：雨天
2.Need ：
实义动词
主+need +to do
主+need +doing =sth+need +to be done
情态动词
一、need表示“需要”或“必须”，通常用于否定句，疑问句，条件句。例如：
Every students need to do their homework.
二、在否定句中，可以用need的否定形式+动词原形。
三、其一般疑问句的答语，肯定用must，否定用needn't。
例如：—Need I do it at once?（A）
A： No，you needn’t . B: No,you mustn’t
—No,you needn't.不，你不必。
—Need he stay here?（B)
A:Yes,he needs. B: Yes, he must.
—Yes,he must.是的，他必须留在这儿。
名词
In need 需要
A friend in need is a friend indeed.患难见真情
There is no need (for sb) to do sth .
There is no need for you to save money. (某人）没必要做某事
3.分数的表达：
用percent等表示
表示百分之一可以说one percent ,即用百分数表示法来表达.例如：
Part 2: 重点句型
我想把这笔钱存到银行里。
I want to deposit this money in the bank。
现在利息很高，我们应该在银行存点钱。
The interest is rather high,so we should save some money in the bank.
我们没有钱可以攒起来。
