【有文稿】高颜值哪怕还贷款?

【有文稿】高颜值哪怕还贷款?

2016-02-20    07'25''

主播: FM49830

20750 1570

介绍:
【特别感谢热心听友吕欣欣帮忙听写本篇文稿】 Heyang: In Chengdu, an underage girl had plastic surgery, without the consent of her parents. She also owed the hospital over 10 thousand Yuan for her surgery. How could this have happened in the first place? So guys, here is a story that’s a little bit complicated here. Could you please unpack the story for me? Brian: I will attempt to. So we have Xiao Zhen here who is a 17-year-old girl, not feeling so great about the way she looks. So she decides, “oh, I’ll have some micro plastic surgery on my face to make things better”, so this was last November. And it cost over 12000 yuan in Chengdu there. And she didn’t have that much money. She’s a student. So what she does is rather than talking to her parents at all about this which seems like she did not do, she goes to a friend who’s over 18 and says, “hey, can you help me apply for a loan here?” So her friend applies for the loan. And then she uses that there and goes all behind her parents’ back. Luoyu: Well, is it really she asked some of her friends to lend her the money? Brian: She asked her friend to apply for the loan, for her, not to lend her the money. Luoyu: I think the hospital basically arranged everything for this. I mean, basically for the very first time when the 17 year-old girl consulted with the hospital staff, the person, the staff refused her to take the surgery because she got to know that this girl is only 17 years old. And for the very second time, she didn’t tell this member she was 17. Yet this staff from the hospital told her that if you lack financial means, we can definitely help you with it by borrowing some money from the loan companies. Heyang: So the hospital directed this girl to the loan company (Luoyu: Yes), and get the financial side of things sorted out so the underage girl can have plastic surgery. Is this the story? (Luoyu: Yes) Right. Who is at a greater fault here? I mean, we’ve got at least 4 parties in play here, right? The girl herself, her parents who’s like completely out of the picture until they wanted to get compensation, and there’s the hospital and loan company, who’s at fault here? Brian: Well, who’s at fault versus who’s at greater fault because I think we can say that all of them are at fault to some degree. But to me I think the greatest would be the hospital. Because she’s under 18, she should not be allowed to do this at all and it happened. And not only that, they helped point her to this loan company for this huge loan which she was gonna take on on her own as a student with no income. And again she couldn&`&t get the loan. She was not supposed to get the loan being under 18 there. So the hospital has done several bad things here on top of the girl who was foolish in multiple ways. But it’s really the hospital enabled her. There’s supposed to be restrictions and you know, following the rules so that when young people who are not as fully developed, wanna do something that’s not very wise, they’re stopped from doing that. And the hospital is the one who didn’t stop her, and they’re at biggest fault. Luoyu: Well, the hospital doesn&`&t have any reason to stop the 17-year-old girl to… Brain: She’s 17. Of course they have a reason. She’s not supposed to be getting about it. Luoyu: But come on, I mean, the purpose for the hospital is to gain profit especially the hospital in a private sector. And when we’re talking about this, I mean, the verification process doesn’t even exist in this hospital. The loan applicant is not the one who received the surgery. So I think the whole industry should be standardized, maybe? Brain: There’s a fair point there but I would say, hospitals I mean, yeah they’re for profit, but there’re rules, too, man. Heyang: Yeah there’re rules and Luoyu thinks the hospital is right along all this time? Luoyu: No no no I don&`&t think it’s all right. Brian: Not as much. Heyang: We have some listeners who have a very strong opinion about underage girl who got a loan to get plastic surgery without the consent of her parents’ story. As Qiang says, I think it is the girl herself that is fully responsible here and her parents are at fault that they did not pay attention or enough attention to this girl’s demand or, you know. I think Qiang thinks that for someone who so desperately wants plastic surgery, the parents should educate and console her a bit more and he doesn’t really agree with it. And Han says the girl is responsible for this. She should let her…Okay here comes the interesting bit. She should let her parents know that having a pretty face is a really good investment nowadays. And…(Luoyu: Which I agree with.) But everybody’s entitled. They have their own opinion.(Brian: True. True.) And we will attack Luoyu after I finish reading this post. And Han also says she should ask her parents to pay for it. I don&`&t think there’s a law saying that parent involvement is necessary for underage people to go to the hospital to have a surgery. And to my knowledge this is actually incorrect, Han. Guys, do you have anything to add here? Brian: Yeah, that is the case. So the hospital cannot refuse patients if they’re under 18. There’s no law says that. But there is a regulation that says they have to be accompanied by parents and they need their signature there. So if the girl had been with her parents and done all this, the hospital would not have been wrong in doing that, right? She wasn’t with her parents so this is one of many wrongs on the hospital there. And so a lot of it is enforcement of these rules cos we have all these rules here the hospital should have been following. And again the morality of this young person and this is why we have these to protect young people who don’t know what they’re doing as much. And the hospital didn’t follow them. It didn’t force its rules. Therefore they are at greatest fault. Luoyu: That’s why I say that this industry, the whole industry should be regulated to prevent some of the loopholes here. And if you look at the loan company in the hospital, basically hospital arranged everything, every little bit of this loan, and they’re on the same boat to be part of this black market or interest chains together to make money because this hospital is a private hospital as the nature of the private entity is profit driven, right? So they have to make money. If you don&`&t impose them with the further regulations, they’re gonna do this anyway. Brian: Right, right, it is not just regulation, but stronger regulation and enforcement as with many things, enforcement is the key to a lot of things here.