介绍:
【特别感谢热心听友“张仕泓-Sammy”帮忙听写本篇文稿】
He Yang: A 12-year old boy in Wenzhou was asked to write an I.O.U. letter to his parents as punishment for secretly spending 9,000 Yuan on mobile games. Is it the right way that the parents used this particular method to encourage the son to learn from his mistakes? And should the game company give that money back to the parents? Is that even possible? Guys, tell me more about the story first. How smart is this guy!
Ryan: He is a smart boy, so he is 12 years old, and he is indulging in mobile games. Actually playing this game called Crisis Action, I actually don’t know what that game is, but he spent 9,000 yuan of his parents’ money ($ 1,400) on purchasing weapons to better his equipment in the game. And he paid through Alipay, a company here in China. It’s kind of like middle man using his Mom’s credit card. The mother, upon receiving the strange bills from her credit card company, initially thought it was credit card theft. When the parents found out the truth, they decided to give the child a lesson by making him to write an I.O.U. of 10,000 yuan. So basically, how is the boy gonna pay back his parents? He is going to earn the money back by doing chores, and academically being responsible. So, for dish washing, he gets 10 yuan; for cooking rice, he only gets 5. For mopping, he gets a whopping 20, and for cleaning his room, 10 yuan. (Not bad) And then, really important one, if he gets high marks on a math test, he gets a 100 yuan off his bill. So, actually looking at this, I really like the way the parents handled it. I think it makes him responsible for his actions, and I think it is a good thing because he is also bettering himself and he doesn’t know it. You know, he is gonna be getting good grades. He is going be... having a cleaner life, and he is actually taking care of himself by washing the dishes and cooking the rice.
Luo Yu: But have you ever done the computation yourself, all in all the kid has to mop the floor 1,000 times, and get the good academic scores 100 times before he can be cleared of his debts. But according to his father, up to now, this mechanism seems to be working quite well, and the boy has been responding well with the IOU, he behaved very well at home, helping with the family chores all the time, and he is very eager to finish his homework just after the school, so the father said, if the mistake can help the son learn the lessons he made mistakes and form a very good study habit, the money spent was actually worth it.
He Yang: That was really interesting, and when I was looking at the story, I felt a million years old, like a dinosaur, well, I live in my cave, so pretty much…you know, I am there anyway, but… yeah… I mean, with this kind of story, you realized that in the old days, in comparison, let’s just do a comparison, kids used to sometimes steal from parents by just taking money out Mom and Dad’s wallet (Yeah) or purse, but now, it’s going to their parents’ Alipay account (It’s going digital) and also erasing his digital foot trail, like deleting the text massage that bank notifies his parents that a transaction has been made. This is stealing from parents, and don't you think a little bit of more heavy-handed way of parenting is kind of needed here?
Ryan: Not necessarily, I think, for kids, they are kids, they think they can get away with stuff. All kids get punished, all kids need to learn right and wrong, and they learn from their parents, but it doesn't have to be the whip. Sometimes they can be just incentives like I.O.U.s, and he is maybe learning that, you know, like he can pay this debt off. So Luo Yu said that he has to mop before a thousand times, or get good academic scores 100 times, I don't think that his parents actually gonna say: Okay, you have to do this in a year, (Yeah) if you don't, we’ll selling you. No, it’s like more, just like, hey, now it’s like if I got grounded for getting a bad test in the U.S., I am not be grounded forever, but my parents like grounded like: “when do I get out of being grounded?” They like: “when we decide”, and I think this is only bettering him, he is getting good grades, he is changing his life, he is being socially responsible, you know, cleaning the house, and helping his parents out, and what a great way to solve it, I don't think any violence or any other weird way of parenting would need to come in to play here, and he is leaning his lesson, and nobody is getting hurt.
He Yang: Yeah, okay, well, Ryan, you kind of convinced me, certainly I think with the story. That’s really interesting to see how parents are teaching the kids a lesson, and that part I think we did pretty thorough discussion already, but what about this other segment of the story, that now is that possible for kids to steal money from their parents’ online accounts.
Luo Yu: Some of the technical giant can definitely do something here. Because according to lawyers, the boy is the minor, so he only has restricted civil capacity, big transaction between a minor and a game company should be carried out with the consent of the minor’s legal representatives or their guardians, and apple, the company, had actually done this in 2014, he reimbursed the parents with 32.5 million U.S. dollars, because a lot of children, just without their parents’ consent, you know, have done this business with apple, and they got reimbursement later.
Ryan: I disagree with this, I think, like, you are being a sloppy parent if you are not, like, keeping on top of your kid stealing $ 1,400 from you. It’s not the company’s fault, I sell things, and if I have a no refund policy, I am sorry, no refund, you should like, not let you kid steal the money. I just… (But the kid can get… ) wait wait wait wait…, hold on (Okay, okay) before you jump on me, but I do think there should be a ceiling, okay, so for the amount like 1,400, yes, I agree, it’s a lot, but it’s not outrageous, if it was like a million dollars, of course, something needs to happen, that’s not really durable, and it’s… And the company, should be at least somewhat responsible for catering so much for this one kid, but in this specific circumstance, I think the company should be allowed to keep their transaction.
Luo Yu: But the kid has very easy access to get all sorts of their parents’ digital devices, and they get the business done without their parents’ consent, and this is actually not abiding by the law.
Ryan: I disagree, his mom is probably lazy and let the Alipay password in some devices. I doubt the kid just magically used a hack in his computer to find the password for his mom’s Alipay account. Watch your password, don't trust your kids. Your kids, they don't know any better. Just make sure, like your finance are away from your kids.
He Yang: Okay, that’s actually…
Luo Yu: So the best strategy is buy them an iPad without linking their iPad with your credit card.
He Yang: Luo Yu, did you take money from Apple, iPad sales could go up. But, yeah, I think I am agree with you, Ryan, in theory but, I’m just imagining one day when me, the cave girl becomes a mom, there is no way I could outpace my son or daughter in the future, you know, in terms of technology, I think this is just gonna be so hard. See there is another challenge for parents that you need to know these stuff, digital payment stuff, and stay ahead of your kid, in order to safeguard your money to some extent?
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