Conversation: 1.—A:I'd like to apply for a credit card. Can you help me with my application?
—B:I'd be glad to. Of course,it’s my pleasure. sure.
—A:我想申请一张信用卡。你可以帮我申请吗?
—B:我很乐意帮你。
3.—A:What is the interest rate on your card?
—B:The annual charge rate is 9.5%.
—A:你们信用卡的利率是多少?
—B:每年的收费标准是9.5%。
4.—A:That's very expensive!
—B:Not really. The credit card is a revolving account. You only pay interest on what you owe.
—A:真是贵啊!
—B:不完全是。这种信用卡是一个循环账户。你只需付你赚的钱的利息就行了。
5.—A:How does the bank bill its customers for credit card charges?
—B:You will receive a monthly statement with each expenditure itemized.
—A:银行如何把信用卡费用账单交给客户?
—B:你每个月将会收到一份结算单,上面列出了每项费用。
—A:Does the card provide any other benefits?
—B:You can also get a cash advance up to 1, 000 dollars on this card.
—A:这种卡有什么福利吗?
—B:使用这种卡你可以预支高达1000美元的现金。